Property Services – Mortgages
It’s no secret that buying a property is expensive. In this current financial climate, you may consider taking out a mortgage as a step towards property ownership. You need a mortgage that is tailored to your lifestyle and income without putting excessive financial pressure onto you.
That’s why we provide you with a mortgage service that enables you to compare and match a wide range of mortgages.
It is vital to have a well-structured mortgage plan as failure keep up with your mortgage repayments may lead not only to financial penalties but also putting your property at risk of repossession. The information we collect is not your credit or mortgage loan application however our partners are keen to have your information and provide the best mortgage plan to suit your circumstances.
How our mortgage experts serve you
Our Staff will give you clear, honest advice
We give clear honest advice. That is, we find the right mortgage and protection policies to suit your needs. We will ensure that you understand the different types of mortgages on offer (repayment, interest-only, fixed, tracker, cash-back and variable), how they differ and will also give you honest advice on the best deal for you.
We are completely independent
Not all brokers are independent and their advice may be restricted to a limited number of lenders. We do search the whole of the market and not only help you save money on your mortgage payments, also use our detailed knowledge of the mortgage market to advise you on how much each lender will be prepared to lend you. We provide guidance on the numerous mortgage products available, review the charges each lender makes, and compare the service quality between providers.
We offer Higher View Life-syle Mortgage Services
We offer Higher View Life-style Mortgage Services whereby we will take care of everything for you. The service also involves a full mortgage and protection review providing advice not only on which mortgage to choose from but also on how to best protect your home, family and income in case of the unexpected. We will also take care of all the documentation for you ensuring your application proceeds as smoothly as possible.
We offer face to face advice (if required)
We believe that face to face advice is the best you can get. Meeting you, understanding your needs and aspirations, and having the time to talk through them with you, helps us to get the very best mortgage and protection products for you. Call us today to book a no obligation financial review.
We will help you budget
We’ll help you budget as it’s not only the money for the mortgage payments that you have to think about, there are other one-off costs to consider. Buying a property requires careful planning, you need to establish all the associated costs before you commit as they are not always transparent. Our likely one-off costs guide will give you an idea of what’s involved, although our partners will do a detailed budget for you.
Speak to us today, contact us.
